Shields Auto Group Finance Applications

No matter which of our Shields Auto Group dealerships you're shopping at around Champaign and Urbana, auto financing is a key part of the entire process. While some shoppers from around Hoopeston or Gibson City may be able to pay fully in cash, most drivers from this region will require a car loan or need to go through this financing process for the best lease deals that we offer at all of our locations. With that in mind, no matter how early or late you are in your searching process, get started by choosing the easy financing application for the location you are shopping at, and complete it online from the comforts of your home in Fisher or elsewhere nearby. From there, our finance experts at our Rantoul and Paxton, IL, dealerships will go over your options and answer any questions you have.

Get Started Online at Home With Our Easy Financing Process

No matter how far you have to travel to reach our Paxton or Rantoul, IL, Ford, Chrysler, Dodge, Jeep, Ram, and used car dealerships, you'll want to begin online back at home in Urbana or Gibson City. Being prepared and prequalified for the best leasing deals, low-APR finance offers, and an easily customizable used car loan is a great first step to take for your next vehicle. This online finance form is easy as can be, asking for key information regarding your income, employment, and other facts. From there, using a safe and secure process, we'll run your credit score and perform other checks to determine your borrowing power.

Just like when you schedule service online, you'll be able to go at your own pace. Meanwhile, our expert finance specialists are regularly on hand at all of our locations during normal business hours, prepared to answer any questions you have and give you advice if you feel the need to give us a call or swing by one of our dealerships in Paxton or Rantoul.

Consider Benefits of Leasing and Financing a New Vehicle

While pre-owned vehicle buyers who can't pay fully in cash will have a relatively straightforward process to secure a used car loan, purchasing a new vehicle immediately gives you a couple of options: buying with a car loan or leasing.

For keeping costs down up front and generally on a monthly basis, leasing your new model around Champaign is the way to go. Our dealerships regularly run incredible leasing deals you'll want to get prequalified for, often giving you options to put nothing down up front or to have incredibly low monthly dues. Leasing is also a benefit since your vehicle will have warranty-backed service for the length of its two- or three-year term. Meanwhile, at the end of your lease, you'll have the option to buy out your model to own it fully - with the ability to finance the remainder of its cost if need be - or you can begin a new lease in an updated edition or with a completely different vehicle. Or you can simply return your lease, pay off any mileage and wear and tear overages, and head in a completely different direction.

Meanwhile, if you're able to put down more up front or afford higher monthly payments, financing your next new vehicle is a great long-term investment. Along with all kinds of low-APR specials you may qualify for, we can easily structure your new car loan based around your down payment, what you're comfortable spending each month, and the term length that we'll set up. At the end of paying off your car loan, you'll then fully own your vehicle and be free to customize or sell it however you please.

Just like when scheduling service or ordering parts, applying for financing online with Shields Auto Group is easier than ever. Get going with this simple form today and we'll be ready to help you find a great deal.